PIB is proud to be Home Hardware's trusted insurance provider.
Programmed Insurance Brokers offers products tailored to the unique needs of Home Hardware Dealer - Owners. For example, there are numerous enhancements to both the Store Insurance (Fire and Liability), and the Group Benefit Plans (Health and Dental), which are exclusive only to Home Dealer - Owners.
Additionally, monthly premiums for Store Insurance and Employee Benefits may be charged to a Dealer’s store account, with no added service charge. That’s just one of many ways PIB offers exceptional products and services designed specifically for the Home Dealer.
Services available to Home Hardware Dealer - Owners include:
Our specially tailored Store Insurance program has been developed to meet the unique needs of Dealer - Owners and includes several extensions not available to the regular market. PIB also offers a full range of Commercial and Specialty Insurance products for your business – covering everything from Commercial Property (Fire & Liability), Boiler & Machinery, Commercial Vehicles, and Contractor Bonding through to Specialty Risks and Directors & Officers Liability.
The Store Insurance program features:
- "All Risk", Property & Business Interruption - Single Limit of Loss, up to $15,000,000 - no coinsurance
- Electrical Data Processing Equipment
- By-Laws, debris removal, customers goods, property in transit, all included
- Earthquake and flood coverage included subject to applicable deductible
- Commercial General Liability, Limit of $2,000,000 plus $3,000,000 umbrella liability, $15,000,000 shared excess liability
- Dealer Plus Package of $1,000,000
- Money and Securities - $15,000 included
- Employee Dishonesty - $25,000 included
- Pressure, Mechanical and Electrical Devices
Let PIB help you design and manage an insurance program tailored specifically to your unique circumstances. Contact Us to discuss your options today.
Life & Living Benefits Insurance for Home Hardware Dealer - Owners
PIB can help you define and obtain the appropriate insurance to protect both you and your business. Whether you are looking for Life Insurance, Critical Illness Insurance, Disability Insurance, Partnership Life Insurance, or Key Person Insurance, Programmed Insurance Brokers can assist you.
For more information, or to speak with one of our Account Executives, Contact Us.
Financial Services for Home Hardware Dealer - Owners
PIB Financial, the Financial Planning and Investment Services division of PIB, provides highly trained financial planning professionals who can assist you in managing your investments and planning for your financial future. We can provide expert financial advice on such topics as Corporate Investments, Group RRSPs and Pension Plans, Succession / Estate Planning, and Retirement Planning. Our team of investment counseling specialists can assist you with a range of financial Products including, but not limited to, individual RRSPs, Self-Directed Plans, Mutual Funds, GICs, RESPs, Annuities, and RRIFs/LIFs/LIRAs.
Let us provide you with the financial advice you need to help you reach your business and personal financial goals. Simply Contact Us for more information.
Home Hardware Safety Group Program
PIB is proud to offer a Health and Safety Program customized specifically for Home Hardware Stores and designed to make compliance with Ministry of Labour and Provincial Workers’ Compensation requirements easier! Our program, named Safety Twenty-four Seven, is tailored to small and medium sized stores and focuses on helping you manage your Occupational Health and Safety Program. The policies, procedures, forms, and training of the Safety Twenty-four Seven program meet all provincially legislated requirements and have been individually customized to reflect the Home Hardware culture.
Group Insurance Benefit Plans
Through our affiliate RWAM Insurance Administrators Inc., PIB offers Group Insurance contracts designed exclusively for Home Hardware Dealer - Owners and their staff. The Home Hardware Group Insurance Dealer Plan offers preferred pricing arrangements and provides outstanding value. Add to this the financial strength and security of the self-insured Home Hardware Trust and you have a winning combination. We can offer Group Life and Accidental Death and Dismemberment coverage, Dependent Life Insurance, Short and Long Term Disability Income, Dental Care coverage, Extended Health coverage (including prescription drugs, semi-private hospital, etc.), and Out-of-Canada/Province travel assist coverage.
Contact Us for more information on the exceptional group insurance benefits available only to the employees of Home Hardware Stores Limited and its Dealer Network.
Hole-In-One Prize Sponsorship
As a Home Dealer you can offer to sponsor a Hole-In-One prize for a golf tournament in your community. This is an excellent way to increase goodwill in your own neighbourhood! And the first $2,500.00 Hole-In-One sponsorship will be provided compliments of PIB. Subsequent sponsorships, and alternate prize values, are available at an additional cost.
Download the PIB Hole-In-One fact sheet for all the details, including the Hole-In-One Application and Declaration form.