• PIB
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Examination Prep.

Complete your application truthfully and be prepared for your medical examination.

An insurer’s goal is to provide insurance, however to assess risk and to perform accurate underwriting the insurer needs to obtain accurate and complete medical information from you. 

Remember that it is very important to be completely honest when answering any application questions. The underwriting process and resulting insurance contract are based on the information you provided in the application. Inaccuracies in your answers may affect how your policy is paid out in the future.  When applying for life insurance, be sure to tell them everything!
  It’s also important to know that aspects of your normal daily routine may interfere with or distort medical test results. PIB has compiled a number of Examination Preparation Tips so that you are in optimal physical condition for your examination.
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