It is difficult to judge if you have enough liability insurance. It wasn’t that long ago that $1 million liability seemed like a lot of insurance. Today $5 million limits are more common. Court awards in Canada have topped $10 million many times over for negligent acts over the last couple of years. The best answer to the question “How much liability insurance is enough?” is to consult with your broker. Discuss your risk and exposure with your broker and select a liability coverage limit that makes sense today. And remember to review your limit on a regular basis.