Solutions d'assurance pour les distributeurs de matériel domestique
What you need to know!

Starting July 1, 2026, Ontario’s auto insurance reforms make most accident benefits optional.
Leaving only medical, rehabilitation, and attendant care mandatory.
Your Navacord Brokers role will consult and help you understand your personal risk profile and protection.

Régime d'assurance pour magasins concessionnaires

  • Assurance pour bâtiments de magasins/entreprisesStatutory Accident Benefits Schedule (SABS) will shift from a standard package to a modular, “à la carte” system.

  • Mandatory benefits: Medical, rehabilitation, and attendant care remain automatically included in all policies. Your auto insurer will become the first payer for medical and rehabilitation expenses.

  • Statutory Accident Benefits (SABS)Services de gestion des risques

OPCF 47R ExplainedOptional accident benefits coverage & priority of payment.
It describes the optional accident benefits that you have either purchased or declined.

Death and Funeral Coverage is Optional and varyies among insurance carriers.
Talk to a Navacord Life & Health Advisor for;Life Insurance Solutions

Vie et santé

  • Assurance vie (par rapport à l'assurance créancier hypothécaire)

  • Assurance invalidité/Maladies graves
    As a result, optional accident benefits under your auto policy will only cover the following individuals:
    • The named insured
    • The spouse of the named insured
    • Dependents of the named insured and of the named insured’s spouse
    • Persons specified in the policy as drivers of the automobile

Gestion de patrimoine

  • Planification de la relève et planification de la retraite - Feuille de route du revenu

Régime d'assurance pour magasins concessionnaires

  • Nous connaissons le commerce de détail, la construction, la fabrication et l'immobilier.

Maisons et chalets Beaver

L'accès exclusif à un programme d'assurance contre les risques des constructeurs assure tous les ensembles de matériaux Beaver Home & Cottages achetés au Canada.

Let our Broker Team connect to review changes and your needs for coverage and protection based on the Auto Reform as of July 1, 2026

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LBMAO Member Success!

Your quote request has been submitted. We will be in touch with you within the next 2 business days.

In the meantime, please have the following information on hand so we can provide you with an accurate quote.

Business Insurance
  • Address, appraised value, and any lienholders on your commercial property
  • Make, model, and year of all vehicles
  • VIN numbers of all vehicles
  • Records of any insurance claims made in the last 6 years
  • Records of any tickets received in the last 3 years
Benefits for my Employees
  • Number of employees
Personal Insurance
  • Address, value, and mortgage lender on your home
  • Year, make, model, and VIN of your vehicle
  • Records of any claims made in the last 6 years
  • Records of any tickets received in the last 3 years
For personal Home & Auto Insurance, starting with an online quote will help us serve you faster.
Start Your Home & Auto Online Quote
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Communiquez avec nous

Communiquez avec Jeff au 1-800-265-6197 poste 359, ou Courriel : jeff.kidd@pib.com