Solutions d'assurance pour les distributeurs de matériel domestique
What you need to know!

Régime d'assurance pour magasins concessionnaires

• Assurance pour bâtiments de magasins/entreprisesStatutory Accident Benefits Schedule (SABS) will shift from a standard package to a modular, “à la carte” system, making most accident benefits optional.

• Mandatory benefits: Medical, rehabilitation, and attendant care remain automatically included in all policies. Your auto insurer will become the first payer for medical and rehabilitation expenses.

• July 1, 2026, regardless of an auto insurance policy’s renewal date.
  As a result, optional accident benefits under your auto policy will only cover the following individuals:
  • The named insured
  • The spouse of the named insured
  • Dependents of the named insured and of the named insured’s spouse
  • Persons specified in the policy as drivers of the automobile

Maison et Automobile

• Auto Reform FAQ Resource

• Auto Reform Self Assessment

• Ontario Automobile Policy Owner's Policy (OAP1)

• Ontario Garage Automobile Policy (OAP4)

Vie et santé

• Assurance vie (par rapport à l'assurance créancier hypothécaire)

• Assurance invalidité/Maladies graves
  

• Statutory Accident Benefits (SABS) provide financial support if you are injured in a car accident. These benefits are available regardless of who caused the accident and can cover things like medical treatment, rehabilitation and income if you can’t work because of your injuries.

• Moving forward, only medical, rehabilitation, and attendant care will remain mandatory, with optional coverage available to fit your unique needs.
  

• Existing auto insurance policies will renew with the same coverage and limits that theycurrently have in place.
  

• Reform: Becomes an optional benefit, that can be purchased for ‘an impairment’, meaning catastrophic and non-catastrophic impairments, in chosen amounts based on the offerings of the insurer. (Caregiver Benefits & Housekeeping and Home Maintanence)

Gestion de patrimoine

• Planification de la relève et planification de la retraite - Feuille de route du revenu

Régime d'assurance pour magasins concessionnaires

• Nous connaissons le commerce de détail, la construction, la fabrication et l'immobilier.

Maisons et chalets Beaver

• Starting July 1, 2026, new customers may choose which optional accident benefits they would like to purchase. Ask us which benefits are included in your quote. You may want to add optional benefits to your policy based on your needs.