Personal Auto Insurance
PIB’s Auto Insurance solutions protect you from the unexpected. With coverage for accidents, theft, damage and liability, enjoy peace of mind through flexible plans, optional add-ons and potential savings when you bundle your Home and Auto coverage or insure multiple vehicles. Let PIB find the right coverage for you.
Car Insurance Solutions
Auto Insurance
Shopping for Car Insurance can be frustrating. That’s why our Trusted Advisors across Canada work with multiple leading insurance providers to do the legwork for you. PIB helps you find the best coverage, tailored to your needs — no matter your driving history or if you’re a preferred, standard or high-risk driver.
Auto Insurance is mandatory in Canada, but requirements vary by province and territory. Minimum required coverage often includes:
- Third-party liability coverage: Covers injury or property damage for which you’re legally responsible
- Accident benefits coverage: Helps pay for medical expenses, income replacement and recovery costs after an accident
- Uninsured motorist coverage: Protects you if you’re hit by someone with inadequate or no insurance
Collision and comprehensive coverage (to protect your own vehicle) is usually optional, but highly recommended — especially if you’re financing or leasing your car.
Whether you drive a high-end luxury car or just need solid coverage for your everyday ride, PIB will help you find the protection that’s right for you.
Related Property Insurance options
You live your life — we’ll help you protect it.
Together, we’ll create a plan that fits your needs — so you can focus on the things that matter.
FAQs
Is Car Insurance mandatory in Canada?
Yes. Mandatory coverage varies by province and territory, but you typically include liability and accident benefits.
Can I get short-term Car Insurance?
Short-term car insurance isn’t widely available as a standard policy, but temporary solutions may exist depending on your situation. Speak with an advisor to understand your options.
How can I lower my Car Insurance rates?
Several factors influence your rate, including location and driving history. You can often reduce costs by bundling policies, increasing your deductible, maintaining a clean driving record, enrolling in telematics (driver behaviour-based pricing) programs or ensuring you’re not paying for coverage you don’t need.
The Power of 6
We offer a unique comprehensive suite of insurance and wealth solutions rarely found within one team. From personal to business, protection to planning, we cover every financial need with expert care and insight.