Motorcycle and
Recreational Vehicle Insurance
Let's Connect!Protect the vehicles that power your adventures. Hit the open road, carve through the snow, explore off-road trails or cruise the lake with confidence. Let PIB help you find the best coverage for your ride.
Coverage for Your Recreational Vehicles
PIB works with multiple leading insurance providers to find the right coverage for your recreational needs, at an affordable price. Bundle your insurance with your Home and Auto Insurance for even more savings.
Motorcycle Insurance
Motorcycle Insurance is a necessity in Canada. Coverage typically includes third-party liability, accident benefits and uninsured motorist protection. Additional coverage for collision or comprehensive is recommended.
Boat Insurance
Boating accidents can be expensive. While not legally required for recreational use, Boat Insurance may be mandatory if you finance your boat, dock at a marina or operate commercially. It can help cover storm damage, theft, collisions, towing, liability and salvage costs.
Snowmobile Insurance
If you ride on public trails, roads or Crown land, you are required to have insurance for your snowmobile. Even
if you ride only on private property, coverage is recommended for liability, theft, accident benefits and optional damage protection.
ATV Insurance
ATV Insurance requirements vary by province, but it is generally required if you ride on public land, roads or designated ATV trails, transport passengers, register or plate your ATV, or finance or lease your vehicle. Common coverage includes third-party liability, accident benefits, collision, comprehensive, theft and fire protection.
Camper and Motorhome Insurance
Camper and Motorhome Insurance is typically required in Canada if your camper is motorized and used on public roads. These are considered motor vehicles by law and need the same basic Auto Insurance mandated in your province.
RV Trailer and Park Model Insurance
Your park model trailer is more than a recreational vehicle — it’s a place where you, your family and friends come together to create cherished memories. From deck to golf cart, we have solutions to protect your RV.
Related Property Insurance options
You live your life — we’ll help you protect it
Together, we’ll create a plan that fits your needs — so you can focus on the things that matter.
FAQs
Is Boat Insurance mandatory in Canada?
Recreational Boat Insurance isn’t mandatory, but may be necessary if your lease, finance, dock at a marina or operate commercially. Your Homeowner Insurance typically doesn’t cover large boats or liability — check with an advisor.
How much is ATV Insurance?
ATV Insurance cost depends on the type and value of your ATV, your location, usage, driving record, age and experience and your coverage options.
Do I need Snowmobile Insurance?
Snowmobile Insurance isn’t mandatory if you’re driving around on private property, but if you intend to ride on public trails or cross any public roads, or if your province requires registration and proof of insurance (many do) than yes, you need insurance.
The Power of 6
We offer a unique comprehensive suite of insurance and wealth solutions rarely found within one team. From personal to business, protection to planning, we cover every financial need with expert care and insight.